Here’s your policy with the spacing and line breaks cleaned up so it’s easy to paste into your Privacy Policy section:
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Protecting your private information is our priority. This Statement of Privacy applies to Online Form Fills, and Nova Borrower Solutions llc and governs data collection and usage. The Nova Borrower Solutions application is an Online Inquiry application. By using the Nova Borrower Solutions llc application, you consent to the data practices described in this statement.
**Collection of your Personal Information**
In order to better provide you with products and services offered, Nova Borrower Solutions may collect personally identifiable information, such as your:
– First and Last Name
– Mailing Address
– E-mail Address
– Phone Number
– Employer
– Job Title
– All applicable information that pertains to requesting document preparation for applicant.
If you purchase Nova Borrower Solutions llc products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
**Use of your Personal Information**
Nova Borrower Solutions collects and uses your personal information to operate and deliver the services you have requested.
Nova Borrower Solutions llc may also use your personally identifiable information to inform you of other products or services available from Nova Borrower Solutions llc and its affiliates.
**Sharing Information with Third Parties**
Nova Borrrower Solutions does not sell, rent or lease its customer lists to third parties.
Nova Borrower Solutions llc may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. Nova Borrower Solutions llc may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Nova Borrower Solutions, and they are required to maintain the confidentiality of your information.
Nova Borrower Solutions llc may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Nova Borrower Solutions llc or the site; (b) protect and defend the rights or property of Nova Borrower Solutions llc; and/or (c) act under exigent circumstances to protect the personal safety of users of Nova Borrower Solutions llc, or the public.
**Opt-Out of Disclosure of Personal Information to Third Parties**
In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know:
The categories of personal information that we disclosed about you for a business purpose.
You have the right under the Florida Consumer Privacy Act and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information.
To opt-out of the disclosure of your personal information, email us at admin@novaborrowersolutions.com
**Right to Deletion**
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
– Delete your personal information from our records; and
– Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
– Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
– Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
– Debug to identify and repair errors that impair existing intended functionality;
– Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;
– Comply with the Florida Electronic Communications Privacy Act;
– Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
– Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
– Comply with an existing legal obligation; or
– Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
**SMS Communication**
By providing your phone number, you consent to receiving SMS messages from Nova Borrower Solutions llc related to your inquiry or application for funding. Message and data rates may apply. You may opt-out from receiving SMS messages from Nova Borrower Solutions by replying “STOP” to any SMS you received from us.
**Children Under Thirteen**
Nova Borrower Solutions does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this application.
**Opt-Out & Unsubscribe from Third Party Communications**
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of Nova Borrower Solutions by contacting us here:
– Email: admin@novaborrowersolutions.com
– Phone: 645-215-3078
**E-mail Communications**
From time to time, Nova Borrower Solutions llc may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Nova Borrower Solutions llc or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Nova Borrower Solutions llc, you may opt out of such communications by emailing your request to admin@novaborrowersolutions.com
**External Data Storage Sites**
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
**Changes to this Statement**
Nova Borrower Solutions reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our application, and/or by updating any privacy information. Your continued use of the application and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
**Contact Information**
Nova Borrower Solutions llc welcomes your questions or comments regarding this Statement of Privacy. If you believe that Nova Borrower Solutions llc has not adhered to this Statement, please contact Nova Borrower Solutions llc at:
Nova Borrower Solutions llc
2125 Biscayne Blvd, Ste 204 #26206
Miami, Florida 33137
Email Address: admin@novaborrowersolutions.com
Telephone number: 645-215-3078
Effective as of May 13, 2026
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**Terms Of Use**
We at Nova Borrower Solutions llc (“Nova Borrower Solutions llc” or “Company”) are proud to provide our clients with the document preparation assistance they need. In using our website, we ask that you abide by the following terms and conditions.
By using this website (the “Site”) you automatically agree to the terms and conditions expressed here. Please take a moment to look them over and, if you do not agree, please do not use our website. However, for those who do use our Site, we hope you find it to be an informative resource. We also reserve the right to make any modifications to our website that we deem necessary at any time. Your continued use of our Site indicates that you accept the changes that are made.
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### CHANGES TO THESE TERMS OF USE
We may make changes to the Terms of Use from time to time. If we do this, we will post the changed Terms of Use on the Site and will indicate at the top of this page the date the Terms of Use were last revised. You understand and agree that your continued use of the Service or the Site after we have made any such changes constitutes your acceptance of the new Terms of Use.
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### CALL RECORDING
You agree that Nova Borrower Solutions llc and/or its agents, representatives, affiliates or anyone calling on our behalf may contact you on a recorded line.
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### TERMS APPLICABLE TO ALL USERS: ELIGIBILITY, LICENSE AND REPRESENTATION
#### ELIGIBILITY: GENERAL
This Site is intended solely for Users who, if they are a natural person, are eighteen (18) years of age or older, and any registration by, use of or access to the Site by any natural person under 18 is unauthorized, unlicensed and in violation of these Terms of Use.
By using the Service or the Site, you represent and warrant that, if you are a natural person, you are 18 or older and that you agree to and will abide by all of the terms and conditions of the Terms of Use. If you violate any of these Terms of Use, or otherwise violate an agreement between you and us, the Company may prohibit you from using or accessing our Service or our Site (or any portion, aspect or feature of the Service or the Site), at any time in its sole discretion, with or without notice, including without limitation if it believes that you are under 18.
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### HOUSEHOLD LIMITATION
Only one active loan per borrower may be outstanding at one time.
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### INACTIVE APPLICATIONS
Loan applications are canceled after 14 days of inactivity.
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### USER REPRESENTATION
You represent, warrant and agree that no materials of any kind submitted to or otherwise posted or shared by you through the Nova Borrower Solutions llc Site will violate or infringe upon the rights of any third party, including copyright, trademark, privacy, publicity or other personal or proprietary rights; or contain libelous, defamatory or otherwise unlawful material.
You further agree not to harvest or collect email addresses or other contact information of Users from the Service or the Site by electronic or other means for the purposes of sending unsolicited emails or other unsolicited communications. Additionally, you agree not to use automated scripts to collect information from the Service or the Site for any other purpose.
You further agree that you may not use the Service or the Site in any unlawful manner or in any other manner that could damage, disable, overburden or impair the Site. In addition, you agree not to use our Services or the Site to:
- upload, post, transmit, share, store or otherwise make available any content that we deem to be harmful, threatening, unlawful, defamatory, infringing, abusive, inflammatory, harassing, vulgar, obscene, fraudulent, invasive of privacy or publicity rights, hateful, or racially, ethnically or otherwise objectionable;
- except where authorized by the Company, register for more than one User account, register for a User account on behalf of an individual other than yourself, operate a User account on behalf of or for the benefit of any person who is not eligible to register for or operate a User account in their own name, or register for a User account on behalf of any group or entity (other than approved investment accounts opened on behalf of legal entities or accounts opened for purposes of participating in our Small Business lending program);
- impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age or your affiliation with or authority to act on behalf of any person or entity;
- upload, post, transmit, share or otherwise make available any unsolicited or unauthorized advertising, solicitations, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;
- upload, post, transmit, share, store or otherwise make publicly available on the Site any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers;
- solicit personal information from any natural person under 18 or solicit passwords or any personally identifying information for commercial or unlawful purposes from any User;
- upload, post, transmit, share or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;
- intimidate or harass another User;
- upload, post, transmit, share, store or otherwise make available content that would constitute, encourage or provide instructions for a criminal offense, violate the rights of any party, or that would otherwise create liability or violate any local, state, national or international law;
- use or attempt to use another’s account, service or system without authorization from that person and the Company, or create a false identity on the Service or the Site; or
- upload, post, transmit, share, store or otherwise make available content that, in the sole judgment of the Company, is objectionable or which restricts or inhibits any person from using or enjoying the Site, or which may expose the Company or its Users to any harm or liability of any type.
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### RESTRICTIONS ON USE OF OUR ONLINE MATERIALS
All Online Materials on the Nova Borrower Solutions llc Site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by Nova Borrower Solutions llc.
You, the visitor, may download Online Materials for non-commercial, personal use only provided you:
1. retain all copyright, trademark and proprietary notices;
2. make no modifications to the materials;
3. do not use the materials in a manner that suggests an association with any of our products, services, events or brands; and
4. do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes.
You may not, however, copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the Nova Borrower Solutions llc Site. Any attempts to modify any Online Material, or to defeat or circumvent our security features are prohibited.
Everything you download—any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it—is considered licensed to you by Nova Borrower Solutions llc or third-party licensors for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You are not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.
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### ALL USERS: CONSENT TO ELECTRONIC TRANSACTIONS AND DISCLOSURES
Because our Company primarily operates on the Internet, it is necessary for you to consent to transact business with us online and electronically. As part of doing business with us and any partners associated with our Company, we also need you to consent to our giving you certain disclosures electronically, either via our Site or to the email address you provide to us.
By agreeing to the Terms of Use, you agree to receive electronically all documents, communications, notices, contracts, and agreements arising from or relating to your use of the Site and Service, including any loans you may request or receive, your registration as a borrower, any loans you may apply for and receive, your use of this Service, and the servicing of your loan, if funded, as a borrower (each, a “Disclosure”), from us whether we are acting in the capacity as a loan broker or otherwise. The decision to do business with us electronically is yours. This document informs you of your rights concerning Disclosures.
**Electronic communications.** Any Disclosures will be provided to you electronically through our Site or via electronic mail to the verified email address you provided. If you require paper copies of such Disclosures, you may write to us at the mailing address provided below and a paper copy will be sent to you at a cost of up to $5.00. A request for a paper copy of any Disclosure will not be considered a withdrawal of your consent to receive Disclosures electronically. We may discontinue electronic provision of Disclosures in accordance with applicable federal and state record retention laws.
**Scope of consent.** Your consent to receive Disclosures and transact business electronically, and our agreement to do so, applies to any transactions to which such Disclosures relate, whether between you and the Company. Your consent will remain in effect for so long as you are a User and, if you are no longer a User, will continue until such a time as all Disclosures relevant to transactions that occurred while you were a User have been made.
**Consenting to Do Business Electronically.** Before you decide to do business electronically with the Company, you should consider whether you have the required hardware and software capabilities described below.
**Hardware and Software Requirements.** In order to access and retain Disclosures electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet; supported Web browsing software (Chrome version 32.0 or higher, Firefox version 26 or higher, Internet Explorer version 8.0 or higher, or Safari version 7.0 or higher); and hardware capable of running this software.
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### TCPA CONSENT
I expressly consent to receiving calls and messages, including auto-dialed and pre-recorded message calls, and SMS messages (including text messages) from us, our affiliates, agents and others calling at their request or on their behalf, at any telephone numbers that you have provided or may provide in the future (including any cellular telephone numbers). Your cellular or mobile telephone provider will charge you according to the type of plan you carry.
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### ADDITIONAL MOBILE TECHNOLOGY REQUIREMENTS
If you are accessing our Site and the Disclosures electronically via a mobile device (such as a smart phone, tablet, and the like), in addition to the above requirements you must make sure that you have software on your mobile device that allows you to print and save the Disclosures presented to you during the application process. These applications can be found for most mobile devices in the device’s respective “app store.” If you do not have these capabilities on your mobile device, please access our Site through a device that provides these capabilities.
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### WITHDRAWING CONSENT
You may withdraw your consent to receive Disclosures electronically by contacting us at the address below. However, once you have withdrawn your consent you will not be able to submit loan requests on our Site. If you have a pending loan request on our Site we will terminate it and remove it from our system. If you have already received a loan, all previously agreed to terms and conditions will remain in effect, and we will send Disclosures to your verified home address provided during registration.
**How to Contact Us Regarding Electronic Disclosures.**
You can contact us at:
Nova Borrower Solutions llc
2125 Biscayne Blvd, Ste 204 #26206
Miami, FL 33137
If you are an individual User, you will keep us informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion. If your registered email address changes, you must notify us. You also agree to update your registered residence address and telephone number on the Site if they change.
You will print a copy of this Agreement for your records and you agree and acknowledge that you can access, receive and retain all Disclosures electronically sent via email or posted on the Site.
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### LIMITATION OF LIABILITY
Nova Borrower Solutions llc WILL NOT BE LIABLE FOR ANY DAMAGES OR INJURY THAT ACCOMPANY OR RESULT FROM YOUR USE OF ANY OF ITS SITE.
These include (but are not limited to) damages or injury caused by any:
- use of (or inability to use) the Site;
- use of (or inability to use) any site to which you hyperlink from our Site;
- failure of our Site to perform in the manner you expected or desired;
- error on our Site;
- omission on our Site;
- interruption of availability of our Site;
- defect on our Site;
- delay in operation or transmission of our Site; or
- computer virus or line failure.
Please note that we are not liable for any damages, including:
- damages intended to compensate someone directly for a loss or injury;
- damages reasonably expected to result from a loss or injury (known in legal terms as “consequential damages”); or
- other miscellaneous damages and expenses resulting directly from a loss or injury (known in legal terms as “incidental damages”).
We are not liable even if we’ve been negligent or if our authorized representative has been advised of the possibility of such damages or both.
**Exception:** Certain state laws may not allow us to limit or exclude liability for these “incidental” or “consequential” damages. If you live in one of those states, the above limitations do not apply.
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### PRIVACY
Please review the Site’s Privacy Policy. By using the Site or the Service, you are consenting to have your personal data transferred to and processed in the United States.
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### TERMINATION OF THIS AGREEMENT
This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from the Nova Borrower Solutions llc Site, along with all related documentation and all copies and installations.
Nova Borrower Solutions llc may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials.
In addition, by providing material on our Website, we do not in any way promise that the materials will remain available to you. Nova Borrower Solutions llc is entitled to terminate all or any part of its Website without notice to you.
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### LINKS TO OTHER SITES
We sometimes provide referrals to and links to other World Wide Web sites from our Site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our Site.
If in doubt, always check the Uniform Resource Locator (URL) address provided in your internet browser to see if you are still on a Nova Borrower Solutions llc–operated Site or have moved to another site. Nova Borrower Solutions llc is not responsible for the content or practices of third-party sites that may be linked to our Site.
When Nova Borrower Solutions llc provides links or references to other Websites, no inference or assumption should be made and no representation should be inferred that Nova Borrower Solutions llc is connected with, operates or controls these Websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any Nova Borrower Solutions llc Site or endorsement, sponsorship or support of Nova Borrower Solutions llc, including its respective employees, agents or directors.
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### JURISDICTION AND OTHER POINTS TO CONSIDER
If you use our Site from locations outside of the United States, you are responsible for compliance with any applicable local laws.
These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the State of Florida, as it is applied to agreements entered into and to be performed entirely within such jurisdiction.
To the extent you have in any manner violated or threatened to violate Nova Borrower Solutions llc and/or its affiliates’ intellectual property rights, Nova Borrower Solutions llc and/or its affiliates may seek injunctive or other appropriate relief in any state or federal court in the State of Florida, and you consent to exclusive jurisdiction and venue in such courts.
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### INDEMNITY
You agree to indemnify and hold the Company, its subsidiaries and affiliates, and each of their directors, officers, agents, contractors, partners and employees, harmless from and against any loss, liability, claim, demand, damages, costs and expenses, including reasonable attorney’s fees, arising out of or in connection with your User Content, any Third Party Content you post or share on or through the Site, your use of the Service or the Site, your conduct in connection with the Service or the Site or with other Users of the Service or the Site, or any violation of these Terms of Use or of any law or the rights of any third party.
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### THE RESOLUTION OF OTHER DISPUTES
If a dispute arises under this agreement, we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the following location: Miami-Dade County, FL. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us.
If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration at the following location: Miami-Dade County, FL, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so.
Nova Borrower Solutions llc may modify these Terms of Use, and the agreement they create, at any time, simply by updating this posting and without notice to you. This is the ENTIRE agreement regarding all the matters that have been discussed.
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### OTHER
The failure of the Company to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision in that or any other instance.
If any provision of these Terms of Use is held invalid, the remainder of these Terms of Use shall continue in full force and effect.
If any provision of these Terms of Use shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.
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